Taylor Alison Swift was born on December 13, 1989 in Reading, Pennsylvania. Her father, Scott Swift, is a Merrill Lynch financial adviser. Scott was raised in Pennsylvania and is the descendant of three generations of bank presidents. Her mother, Andrea (née Finlay), is a homemaker who previously worked as a mutual fund marketing executive. Andrea spent the first ten years of her life in Singapore, before settling in Texas.
She attended preschool and kindergarten at the Alvernia Montessori School, run by Franciscan nuns, and was later educated at the Wyndcroft School, a co-ed private school.
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